Join now

MembersOnline

Manage your super account anytime.

Log in to MembersOnline

First time accessing MembersOnline?

Register for online access
Find my member number

EmployersOnline

You can login to your VicSuper EmployersOnline account anytime.

Log in to EmployersOnline

Not yet registered for EmployersOnline?

Register now

Understanding how investments work
  • All about risk and return

    All about risk and return

    What are risk and return? How can they affect your investments? And how do you strike a balance that works for you?

    Learn more

  • Understanding asset classes

    Understanding asset classes

    Different types of investments are broadly categorised into asset classes. So what are the main asset classes, and what investments do they include?

    Learn more

  • Which investment is right for me?

    Which investment could be right for me?

    The types of investments that could be suited to you can depend on factors such as how long you’ve got to invest, and the level of investment risk you feel comfortable with.

    Learn more

Our investment performance
Our focus is on delivering solid, long-term returns for our members - returns that can help your money go the distance, even in volatile markets.
Invest your money the way you want (and we can help you choose)

It's a long road from your first job until retirement, and your super investments need to be flexible enough to suit any changes in your circumstances. With nine investment options to choose from, we think you'll find something that suits your needs.

  • Cash

    This option has no allocation to growth assets, with a very low risk of fluctuating returns, making it suited to those with a very low tolerance for risk.

    Learn more

  • Term deposit

    This option has no allocation to growth assets, making it suited to those with a very low tolerance for risk. Once selected, the interest rate and term of the term deposit is locked in and cannot change.

    Learn more

  • Capital secure

    This option has an allocation to growth assets of approximately 25%. The risk of fluctuating returns is low, making it suited to those with low tolerance for risk and a one-year plus investment time frame.

    Learn more

  • Capital stable

    This option has an allocation to growth assets of approximately 41%. The risk of fluctuating returns is low to medium, making it suited to those with a low to medium tolerance for risk and a three-year plus investment time frame.

    Learn more

  • Balanced

    This option has an allocation to growth assets of approximately 61%. The risk of fluctuating returns is medium, making it suited to those with a medium tolerance for risk and a five-year plus investment time frame.

    Learn more

  • Socially conscious

    This option has an allocation to growth assets of approximately 61%. The risk of fluctuating returns is medium, making it suited to those with a medium tolerance for risk and a five-year plus investment time frame.

    Learn more

  • Growth (MySuper)

    Our Growth (MySuper) option is our default investment option for our FutureSaver members (it’s the one you’ll be invested in if you don’t make a specific investment choice when you first join VicSuper). This option has an allocation to growth assets of approximately 74% and the risk of fluctuating returns is medium to high. It is suited to those with a medium to high tolerance for risk and a seven-year plus investment time frame.

    Learn more

     

  • Equity growth

    This option has an allocation to growth assets of approximately 98% and a high risk of fluctuating returns. It is suited to those with a high tolerance for risk and a seven-year plus investment time frame.

    Learn more

  • Australian shares

    This option has a 100% allocation to growth assets and a very high risk of fluctuating returns. It is suited to those with a very high tolerance for risk and a seven-year plus investment time frame.

    Learn more

Our investment approach
We’re here to help deliver solid, long-term investment returns for our members. We take a disciplined and responsible long-term approach, and avoid reacting to short-term market ‘noise’ and headlines.
  • A responsible, long-term approach
  • Our portfolio holdings
  • The investment managers we use
  • Meet the team
Investing with a conscience

Investing in your future shouldn’t be at the expense of the world we live in – because that’s one thing that all of our futures are depending on.

Responsible investing

See how we’re incorporating responsible investment principles into what we do, and why we’ve been recognised as a leader in responsible investing by the Responsible Investment Association Australasia*
*RIAA, Super Fund Responsible Investment Benchmark Report 2018

Socially conscious investing

Looking for an investment option that champions your beliefs and values? Our Socially Conscious investment option is available for VicSuper FutureSaver and VicSuper Flexible Income members.