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A disciplined approach

To achieve this goal, we manage investments using a disciplined approach.  The Trustee is ultimately responsible for our investment strategy, with assistance from the Investment Committee.  In addition, the investment Management Committee and the Investment Team are responsible for the day-to-day management of VicSuper investments,

 

An emphasis on diversification

We aim to achieve diversification in our investment options.  For multi-asset class options like Balanced and Growth (MySuper), we diversify across and within asset classes.  For single asset class options like Australians shares, there are natural limits to diversification.  However, we still find opportunities to diversify - for instance, investing across different market sectors.

 

Strategic asset allocation

For each investment option, we use strategic asset allocation to help achieve the option's investment objective.

Strategic asset allocation is a long-term framework that guides which asset classes the option is invested in, and in what proportions.

Setting and monitoring strategic asset allocations

The Trustee sets the strategic asset allocation for each investment option, on advice from our principal asset consultant, Frontier Advisers Pty Ltd.

Strategic allocations are monitored by the Investment Committee (on behalf of the Trustee) to ensure the investment options are appropriately positioned to meet their investment objectives.

Does the strategic asset allocation ever change?

Strategic asset allocations may change from time to time.  The Trustee reviews the strategic asset allocations annually in conjunction with a review of each investment option's investment objectives, and some changes may occasionally occur as a result of this process.

Because market conditions and risk and return considerations can vary over the medium term, we're able to temporally increase or reduce an investment option's exposure to different asset classes.  This is called 'dynamic asset allocation'

 

More on dynamic asset allocation

Multi-asset class investment options (Capital Secure, Capital Stable, Balanced, Socially Conscious, Growth MySuper, and Equity Growth) have dynamic asset allocation ranges.  These ranges allow the Investment Committee (on behalf of the Trustee) to implement asset allocations shifts if market conditions warrant a change, or if an opportunity arises to enhance returns or reduce risk.

 

Manager selection via core & satellite approach

VicSuper appoints specialist external managers to invest the Fund’s assets on behalf of members.

Learn more

 

Find out more about how we invest

View Investment Policy Statement (PDF)

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