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This option has a 74% allocation to growth assets. The risk of fluctuating returns is medium to high.

Types of investors this is suitable for and minimum suggested investment timeframe:

  • Investors who have a medium to high tolerance for risk and/or have a 7-years plus investment timeframe.
 

Asset classes (strategic allocation) 

Equities 52%
Alternatives1 15%
Real assets1 18%
Fixed interest 13%
Cash  2 %

View the breakdown of asset classes 

Target ranges

Equities 37 - 67%
Alternatives1 0 - 30%
Real assets1 3 - 33%
Fixed interest 0 - 28%
Cash 0 - 17%
Investment return objective2

VicSuper FutureSaver and VicSuper Flexible Income with the Transition to Retirement feature

To earn an investment return of 3.75% per annum (after tax and investment expenses) above the rate of inflation over rolling 10-year periods.


VicSuper Flexible Income without the Transition to Retirement feature

To earn an investment return of 4.65% above the rate of inflation (after investment expenses) over rolling 10-year periods.

Standard Risk Measure3

Risk band: 5

Risk label: Medium to high

Estimated number of negative annual returns over any 20-year period: 3 to less than 4.

 

1Real assets and alternatives are classified as part growth and part defensive.

2The investment objective is based on advice from Frontier Advisors Pty Ltd and is subject to review. Frontier Advisors Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.

3Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. VicSuper assesses the Standard Risk Measure for each of its investment options based on the option’s strategic asset allocation. Members should not rely exclusively on the Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s.

 

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