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Unit prices

Term Deposit Rates effective to

3 months 6 months 9 months 12 months
  • What are unit prices?

    When you invest in a super account (such as our FutureSaver account) or a retirement income account (such as our Flexible Income account), you receive units in the investment option you’ve chosen.

    Unit pricing gives us a way of determining what the units you hold are worth. The value of your units moves every day, in line with movements in the value of the underlying investments.

    Therefore a change in unit price over time is a reflection of the investment performance of the assets in the investment options.

  • How we calculate unit prices

    We calculate unit prices for each investment option every Melbourne business day and they’re published the following business day – usually after 6pm for each investment option. Investment fees, indirect costs and tax (as applicable) are factored into calculating the unit prices for each investment option (or term deposit maturity proceeds, if applicable).

  • Applying unit prices to contributions and payments

    If you withdraw money from your account, we sell some of your units. If you make a contribution to your account, we buy more units for you.

    Payments are paid using the latest available unit prices at the time of payment processing. Payment requests are generally processed within five to ten business days, once all the necessary paperwork and proof of identify requirements are met.

    Contributions are generally allocated within a reasonable timeframe using the unit prices of the business day on which the contributions are processed, provided that sufficient information is supplied with the contribution to identify the payer and the recipient.

  • Working out what your super and retirement income is worth

    To get an estimate of the current value of your super and retirement investments, simply multiply the current unit price of the particular investment option by the number of units you hold in that option.

Learn more about unit pricing

Please refer to the relevant product disclosure statement (PDS) to find out more about how and when unit prices are applied.